We Can Finance Your Small or Large Commercial Real Estate Project
Do you need funding for a large or small commercial real estate transaction? At Silicon Valley Lending, we specialize in commercial real estate financing and would love to fund your upcoming project.
Our Financing Programs
We can provide you with recourse or non-recourse financing options for various commercial properties, including owner-occupied and investment properties. Here are a few of our top financing programs:
- Bridge Loans: Our bridge loans are perfect for your short-term financial needs and offer attractive benefits such as interest-only amortization, 80 percent loan-to-value (LTV) and approval amounts up to $100,000,000.
- Conventional Financing Programs: If you need a conventional loan, you’ve come to the right place. Our loans are perfect for all types of commercial real estate, including industrial, owner-occupied, self-storage and mobile home parks.
- Construction Financing: We frequently provide construction loans for up to $100,000,000, as long as the principles are qualified.
- Equity and Mezzanine Programs: If you’re looking for a customized financial solution, ask us about our equity and mezzanine programs. You can potentially receive up to $100,000,000 or more depending on your qualifications.
- International Financing: We have experience structuring various financial solutions for international properties of all types. If you’re looking for funding for an overseas project, you may be approved for up to $1,000,000,000 through Silicon Valley Lending.
- SBA 7a and 504 Loans: Our SBA 7a and 504 loans are highly competitive, with low interest rates and generous terms. Choose this financial option if you need financing for hotels (flagged and non-flagged) or owner-occupied properties.
- CMBS Loans: Our CMBS loans provide funding up to $50,000,000 and have competitive terms. They are technically securities rather than loans, and are securitized into a pool and eventually sold as bonds that can be cashed out whenever you want.
Each of these programs has its own unique benefits, so it’s important to understand what you’re looking for in a loan product before applying. Contact us and we’ll assess your business needs to help you select the right commercial real estate financing program from our portfolio.
Boost Your Business With Consumer Financing
At Silicon Valley Lending, we know that one of the keys to happy customers is budget flexibility. That’s why we offer consumer finance options suitable for businesses of all sizes. Through this program, we aim to help your business implement a credit card program that can
- Increase customer loyalty and repeat business
- Attract new customer bases
- Build awareness around your brand
- Present an array of financing options
Customers Will Reap Rewards
Your customers will be loyal for life with our convenient program options. In addition to money management and stability, your customers can expect
- A quick and easy application process
- Monthly payment options
- Exceptional customer service
- A revolving credit line
Experience a Host of Benefits for Your Business
We want to help your business reach new heights. Our consumer finance program offers a myriad of benefits to help you grow. You can count on consistent credit approvals with strong credit limits, quick deposits of funds to your account, fast credit decisions and a top-notch support team that can assist with training, implementation and bad debt collection.
Contact Silicon Valley Lending Today
If you’re ready to implement a consumer finance program, get in touch with one of our representatives for a free consultation. We will answer any questions you may have and walk you through the process.
Could Equipment Financing Be the Solution to Your Small Business Needs?
Many business owners find themselves in a tricky situation when they need equipment but don’t have the funds to purchase it. If this situation sounds familiar to you, we can help. Rather than depleting your limited funds to buy the machinery you need, consider taking advantage of our convenient equipment financing program. We offer rapid application approvals and can provide financing for any type and size of equipment.
Our Equipment Leasing Programs
Different types of businesses have different needs when it comes to equipment. We aim to meet all of these needs by offering diverse equipment leasing programs. These include:
- Second Chance Program: Do you think you deserve a second chance to gain access to the equipment you need to continue operating your business? We think so, too. That’s why we offer a generous Second Chance program that is designed to help those with less-than-perfect credit get approved for financing.
- Sale and Lease Back Program: If you already have equipment but you’re running out of money and need help, we offer a great solution. Our Sale and Lease Back program gives you the opportunity to sell your current equipment to us. Then, you can lease it back from us over a predetermined period of time. You’ll retain full access to your equipment but will have the benefit of freeing up cash while paying for the equipment over time.
- Government Leasing Program: Government and municipal entities are always guaranteed to receive equipment financing from Silicon Valley Lending. Whether you represent a fire house, library, or any federal or state government agency, we’ll give you the financing you need.
- Startup Programs: We have a great deal of respect for startup businesses, which is why we offer a startup financing program for new businesses that need equipment. Our program terms are competitive and designed to help startups succeed.
If you’re interested in any of these programs, we’re interested in speaking with you. Call us today to learn more about how our equipment financing and leasing programs can benefit you.
Ask Us How Our Franchise Financing Program Can Help You Succeed
Are you getting ready to open a franchise? If so, you’ll need a significant amount of working capital to get your new business off the ground successfully. Silicon Valley Lending would love to become your financer of choice. We offer a popular franchise financing program that’s specifically designed to give entrepreneurs like you the best possible chance of building a successful franchise.
Program Overview
Our financing program is perfect for a wide variety of franchise needs and can help you purchase equipment, real estate, and inventory. Program details include:
- Terms up to 25 years
- Starting rates as low as 6%
- Extra cash for any business need
- We offer approval to first-time owners as well as seasoned owners
- Our program doesn’t have any penalties for prepayment
- We offer a quick, hassle-free closing process
If you’ve been wondering how to get the cash you need for working capital, you have found your solution. We’d love to give you a complimentary, no-obligation financial consultation to help you find out if you’re a good candidate for our franchise financing program.
Contact Us
Ready to give your new franchise the best chance of success? Contact Silicon Valley Lending today and learn how you can take advantage of the generous financing solutions we offer to entrepreneurs.
Give Your Healthcare Practice More Stability With Competitive Healthcare Financing
At Silicon Valley Lending, we’re proud to lend financial assistance to healthcare practices of all types. If you’re struggling to meet our daily operational expenses or if you have goals to expand your healthcare practice, we’d love to become part of your financial plan. Our healthcare financing program is specifically tailored to the needs of the healthcare industry, including dental offices, veterinary practices and others.
Make Use of Our Loan Products
Whether you need a source of working capital or you have financial obligations you need to take meet, you can count on us to provide you with the funds and support you need. Feel free to use our capital loans in any way you choose, including for:
- Debt Consolidation: Our loans are perfect for debt consolidation because they offer great terms and can turn multiple monthly payments into one reasonable monthly payment.
- Practice Acquisition: Do you want to expand your practice or buy out one of your partners? Our practice acquisition program can help you meet your goal with one hundred percent financing for those who qualify.
- Medical Equipment Leasing: Leasing equipment is often more reasonable than purchasing it up-front. Whether your equipment needs are simple or complex, we offer flexible programs with several payment options.
Like all of our loan products, our healthcare financing programs don’t require upfront payments and are not reported to personal credit bureaus. To apply today, give us a call and we’ll help you get started!
Find Out Why Our Purchase Order Financing Program Is Preferred by Businesses of All Sizes
Businesses that need help purchasing presold goods or paying suppliers frequently turn to Silicon Valley Lending for assistance. Our popular purchase order financing program can help your business get through tough times, whether you deal with domestic production or imports and exports of presold merchandise. Once you’re approved, you’ll free up your resources and your time so you can focus on the most critical aspects of your business.
Why Choose Us?
Silicon Valley Lending has a reputation for providing hassle-free financing solutions and world-class customer service. Our primary focus is to match our clients with financing programs that are appropriate for their current and long-term needs. When you come to us for funding through our purchase order financing program, you benefit from the following:
- Flexible, quick funding
- Increased ability to make deliveries to your customers on time
- Capacity to fulfil large or unexpected customer orders
- Opportunity to grow your business at your preferred pace, without surrendering your equity or taking on massive bank debt
- Expand your market share
In addition to providing you with the working capital you need, we can also provide you with letters of credit for your various import and export business dealings. We can even help you if you’re currently experiencing less-than-ideal cash flow.
Apply Today
Take advantage of our quick and easy application process by contacting us today. There’s no obligation and no cost to get started.
This Program Can Be the Answer to Your Business Funding Needs
Whether your business requires financing for expansion, working capital or a much-needed purchase, our Small Business Loan Program can help you to obtain the funds you need. As a Preferred Financial Services company having earned the approval of the Small Business Administration, Silicon Valley Lending can make your SBA loan application a smooth and effective process.
Our loans come with competitive rates and flexible terms and can provide your business with as much as $5 million in funding. We also offer terms of up to 25 years and 90 percent financing for qualified applicants. Our 504 and 7a programs come with both fixed and variable rates.
What Types of Business Acquisitions Can Be Made Through Our Program?
There are many different types of businesses that can benefit from our SBA funding services and a wide variety of property acquisitions and equipment purchases can be accommodated.
These are some of the business properties that our funding program can help you acquire:
- Automotive repair and service shops
- Car dealerships
- Car washes
- Child-care facilities
- Dental/Medical practices
- Gas stations
- Hotels and motels
- Single-purpose buildings
- Veterinary practices
Some of the equipment purchases that can be made through our program include:
- Medical and diagnostic equipment
- Binding and printing equipment
- Dry cleaning or laundry equipment
- Heavy equipment
- Trucking equipment
- Machine tools
Now Is the Best Time to Get Started
Tell us your needs and we’ll match your business with the best possible loan type. We’re here to answer your questions and our loan experts are standing by to help you with the application process.
A quick 48-hour prequalification for a loan can be obtained for an existing business application. Your cash flow and how well your business is managed are primary qualifiers for funding approval. Our loans typically come with 15-year terms. In addition to being amortized and free of balloon payments, you can also be assured of no prepayment penalties.
Email or call us now to schedule a no-obligation consultation and obtain a free analysis of your business funding needs.
Looking for an Easy Source of Funds? Ask About Our Stated Income Commercial Real Estate Program
If you don’t have an extensive credit history or the best credit score, you may have trouble getting approved for a traditional loan. As a business owner who relies on funding to help you get through tough financial times and meet your business goals, this can be frustrating. Whether you’ve been turned down for loans before or you simply don’t want to deal with the paperwork requirements typically associated with standard loans, you’re in luck. Silicon Valley Lending offers a quick and simple stated income commercial real estate program that doesn’t require perfect credit or significant paperwork.
Put Our Program to Work for You
Our stated income loan process is simplified for your convenience. Before we grant approval, we look closely at the piece of real estate you want to purchase instead of focusing solely on your credit history. If your property is valued high enough to cover the costs associated with it (including insurance, mortgage and taxes), your approval outlook is very good. Here are a few of the benefits and details of our stated income program:
- Generous loan amounts (as high as $500,000)
- W-2 or self-employment documentation required
- Freedom to use funds however you like
- Loans come with fixed rates and terms up to 25 years
- All property types are welcome to apply
- A minimum qualifying credit score of 600 is required
- Generous loan-to-value (LTV) percentages available for properties ranging from auto services to multifamily and mixed use properties
We don’t monitor how you use your funds, so feel free to put them toward debt consolidation, purchasing or anything else you want or need.
Contact Us
We’d love to tell you more about the benefits and qualifications associated with our stated income commercial real estate program. Contact us if you can’t get approved for a standard loan or simply don’t want to deal with the hassle. If you contact us today, you could potentially close in as little as two weeks!
Qualifying for an Unsecured Business Line of Credit
If you have history of good credit but need unsecured business lines of credit, your company should turn to the well-prepared team at Silicon Valley Lending. Our skilled employees can help both new and seasoned businesses to determine what they qualify for and if credit can be obtained without collateral.
Well-Established Firms
For our business clients with proof of financial profitability, a brief review of credentials may qualify you for some of the most desirable lines of credit we offer:
- Low introductory rates for first-time clients
- Better interest rates for those with good existing credit history
- Collateral-free credit
New Companies
We pride ourselves on working with budding businesses that are looking to leave their mark in their given industries. In the early stages of building a new business, it can be critical to have access to extra funds. Taking out unsecured business lines of credit provides the financial cushion you need as you promote and expand your brand. Your vision can become a reality with the assistance of our specialized representatives.
Start Today
Let Silicon Valley Lending review your credentials today, commitment free, to determine if we can provide you or your business partners with access to the unsecured business lines of credit you need to be successful.
Large commercial and industrial companies often require extra funds for purchasing equipment, inventory and advertising. The purchase of large machinery or specialized equipment can easily absorb huge amounts of finances. Our commercial and industrial loans provide funding to purchase inventory, materials and supplies, to fund a large advertising effort, or to pay employee wages, benefits and insurance. Maintaining safe working conditions is a top priority for large commercial and industrial firms and alternative funding options allow businesses to spend funds where they are needed most.
Large commercial and industrial companies often require extra funds for purchasing equipment, inventory and advertising. The purchase of large machinery or specialized equipment can easily absorb huge amounts of finances. Our commercial and industrial loans provide funding to purchase inventory, materials and supplies, to fund a large advertising effort, or to pay employee wages, benefits and insurance. Maintaining safe working conditions is a top priority for large commercial and industrial firms and alternative funding options allow businesses to spend funds where they are needed most.
Contractor business owners require funding to purchase new or upgraded tools, required materials, and equipment on a regular basis. Our Contractor loan options provide financing to business owners with valid references and a track record of good business practices. Funds can be used to finance the start of a large project where a purchase order will cause money to be delayed. Business owners can also use funds to purchase new or upgraded equipment and tools to make the job safer and easier.
In the business of making people comfortable, no expense should be spared. Hotel owners are aware of the importance of constant updating and upgrading of facilities, implementing new programs for customer satisfaction, employee training and effective advertising. The funding needed for these important essentials is often not readily available for hotel owners without obtaining a loan. Our business loan options provide funding for daily operations, facility improvements, advertising and construction projects without the restrictions of traditional loans.
Manufacturers face many different challenges than typical business that require alternative funding options. Huge client orders that require large amounts of materials and time to complete can often cause huge financial trouble for manufacturing companies. We offer funding that can be used to pay purchase orders, employee wages and fund operations while you are waiting for clients to remit payment. With little to no collateral, manufacturing businesses use funds to stay afloat even when finances are tied up in purchase orders.
Financing for the healthcare field can often be situated in a grey area of the funding world, making it difficult for business owners to obtain financing. Medical professionals and business owners know how important it is to stay up-to-date with their practices. Our funding can be used for purchasing advanced equipment, upgrading your waiting room or employee wages and benefits. When it comes to funding needs, the healthcare and medical field is no exception to the scope and variety of the loans offered.
Real estate investment is a very lucrative business and, when financed from the very beginning, will continue to be successful for the life of the organization. We offer loans providing the financing and flexibility required for this broad range of needs, including acquisition, construction and development, and lines of credit. Most financing options for real estate investment business offer flexible repayment options and require little to no outside collateral, making them highly obtainable even for those just starting out.
Restaurant owners are faced with financial challenges daily. Meeting sales goals, paying for truckloads of ingredients and supplies, and meeting employee wage requirements are among the top funding challenges in the restaurant industry. We offer financing options for large and small restaurant owners with very few usage restrictions. A sanitary and safe eating environment is essential and can be easily maintained with our financing and loan options.
Questions? Give us a Call
If you are a business owner in search of financing for your business, contact us today to receive a free consultation.
408-398-6924
info@svlending.com
Get Pre-Qualified Today!